Do you want to stay in your home? Do you want to sell your home? Do you just want to pack up and move, and forget the whole mess? Again, we recommend one of the first two options!

Do you want to keep your home?

There are options. Yes there are certain requirements, hoops to be jumped through, frustrations to be met head on...but it may be the best option for you.

1. Contact your lender. Provide them with a letter of your circumstances, a financial worksheet, bank statements, and comparables of properties like yours. Showing them the current value of your home.

I can help you with this! (And yes, free of charge.) Beg for a loan modification. There are several different types of loan modifications. I will gladly explain them to you and help you work through the process!

2. Get creative in generating additional income.

3. Bankruptcy is another way to force the hand of your lender.

Is selling or renting your home better options or
the only options available to you?

That depends upon many factors that are specific to you,
your situation and your goals.

1. Renting your home out.
Generally speaking, where your home is, the condition, size etc will factor into the "rentability" of your home.

Currently many folks are using this as an option, thus the rental market is getting competitive. As I own a Property Management Company, I can provide with answers to these questions....and again with no strings attached!

2. Selling your home.

Short Sale, FIre Sale, Auction, all options for selling a home fast. The goal is to get you out from under and receive as much cash as available! A short sale will save 100+ points on your credit score, vs. a foreclosure. A fire sale is listing your home at a very low price, generating a herd of buyers to purchase your home. An Auction sale is something new to our area. The price is set, a date is set and buyers come prepared to bid on your home. Much like what happens with a Trustee Sale (after the bank has taken it back) but you are the beneficiary not the bank! Again, saving your credit and perhaps cash!

Get excited! Why? You have options, choices! Whatever your plan is, I would like to help you. The choices are yours. You choose the path you take, I will just help you take it! We can do this!
Just call me. 360-441-5882

Certified Distressed Property Expert

Savvy, Just Like You!